Most people will never retire because their finances won’t allow it. If that’s you, and statistically it probably is, better to plan an active retirement than do nothing. Working and controlling your future is a better outcome by far, and it has mental benefits, too. It might be in your best interests, financially and emotionally, […]
If you are over 65, you could soon see a major boost to your tax refunds, thanks to a new $6,000 deduction in the Senate’s “One Big Beautiful Bill Act.” The Senate version of the budget bill increases the proposed deduction to $6,000 for qualifying seniors, expanding on the $4,000 bonus proposed in the house […]
If you’ve ever ordered something online and gotten a follow-up message about a shipping delay, you’re not alone. Scams are rapidly evolving in 2025, targeting unsuspecting consumers in new and sophisticated ways. A new ploy preys on tariff confusion, leaving unsuspecting shoppers frustrated and out of luck. If you’ve heard excuses like, “Your package is […]
If you think you identity has been stolen, as a first step, change your passwords. You can prevent someone from using your stolen login information by changing the passwords associated with accounts that are reportedly available on the dark web. Then, set up multi-factor authentication for every account you have that offers it. The term […]
The deadline for filing your taxes comes around every year in mid-April. And nobody who wants to leave money on the table unnecessarily. Here are five last-minute strategies to reduce your taxes this year and every year. First, talk to your HR department You should never assume when it comes to learning what kinds of […]
Car insurance is a necessary expense for anyone who owns a car. However, it can be expensive, and finding the right coverage at an affordable price can be challenging. Fortunately, there are several ways to shop for car insurance and save money. In this blog, we’ll explore how to shop for car insurance and save […]
Have you considered the order you’ll withdraw from your retirement income when the time comes? Withdrawing funds in the wrong order might cost you hundreds of thousands of dollars. A Northwestern Mutual study found that an overwhelming majority of U.S. adults, 71 % to be exact, admit that their financial planning needs improvement. However, only […]
Buying products are your local dollar store is creating food deserts, putting competitors out of business, and making you spend more money. They are everywhere: 75% of Americans in population-dense regions live within five miles of a dollar store. Here are five reasons why shopping at dollar stores isn’t worth it. Some items are cheap because […]
A certificate of deposit is a bank account that requires you to lock funds away for a fixed period of months or years in exchange for a fixed interest rate. That rate often is higher than rates offered by other bank accounts. The trade-off is that you lose access to funds for periods of time. […]
Retirement is usually pictured as a beautiful elderly couple sipping fine wine on their yacht or on a lazy front porch, usually in a warm-climate state such as Florida. Now that’s the kind of retirement I think we all want, right? Without knowing what the average retiree spends per month, though, it’s hard to predict […]
