A lot of Americans will never retire. But those who do retire may commit financially consequential mistakes that could negate having a retirement fund in the first place. Refusing to downsize your current lifestyle and finances is a good way to slowly waste away your retirement. For example, downsizing from a large house to a […]
Certificates of deposit (CDs) are a low-risk investment option that allows you to earn interest on your savings. CDs are offered by banks and credit unions and come in different types that vary in terms of their interest rates, minimum deposits, and maturity dates. Here are five types of certificates of deposit that can help […]
Bad financial habits are hard to break. But break them you must if you expect financial security someday, and that starts with good credit. The perfect FICO credit score rating is 850. Most people don’t have a perfect credit score, you are fine as long as it is comfortably over 620. Yet it takes need […]
If you had a year to get rich, what steps would you take immediately? As 2018 winds down, it’s time to set your sights on you financial goals for the year to come. The following financial planning ideas for 2019 could help greatly improve your financial picture 12 months down the road.
If you fail to estate plan for your family, then you may be preparing your family survivors and beneficiaries to fight estranged family members who try to contest your will. If you don’t make such decisions in your lifetime, then your local probate court could decide who your beneficiaries are after your death. All of […]
Even though we live in a world where forced retirement and ageism are a reality, it doesn’t mean that middle-aged and elderly people have no employment options. There are plenty of jobs that employers explicitly set aside or target older workers for hire. Here are five of those jobs. Platonic activity companions In the 21st […]
Many young Americans are up against the challenge of how to protect elderly parents from scams. At present, more than 15% of the U.S. population is above the age of 65. By 2060 that figure will be nearly one in four Americans. Meanwhile, global interconnectedness means slick financial scam artists are coming at them from […]
Americans leave tens of billions of dollars unclaimed every year. From forgotten bank accounts, savings bonds, and death benefit payments, there are many financial institutions out there unable to distribute these unclaimed funds. You may have moved or forgotten about such assets long ago. Sometimes a bank or credit union closes and is unable to […]
High gas prices are fast becoming a permanent feature of the economy. While gas prices could come down in the future, there’s no guarantee that they will. Of course, you can save money buy purchasing a fuel-efficient hybrid vehicle or an EV. Even a more efficient, smaller car will go farther on less gas. In […]
From old textbooks to handmade crafts, these sites offer an easy way to make some extra money. Chances are, you have plenty of items around your home that have long lost their personal importance. Someone, somewhere, probably wants that old dish rack or vintage concert t-shirt. Here are six popular sites where you can sell […]
