Did you know that about 45% of Americans pay nothing in federal income taxes? Almost 80 million American households paid zero in federal taxes in 2018. This isn’t an issue of tax avoidance. People who make less than $10,000 a year are exempt, though they still pay payroll and sales taxes. Many people also benefited […]
Looking for a luxury used car you can buy cheap? Careful what you wish for. First-time owners of luxury vehicles don’t always appreciate maintenance and repair costs. Uninformed buyers may be unwittingly aiding the, “pre-owned” market for luxury cars. Affordably priced and shortly-owned luxury cars can be a boon to budget-conscious status seekers — if […]
Social Security benefits are an important source of income for many retirees. It is essential to know how much you are eligible to receive in benefits and the various options available to you for taking those benefits. In this blog, we will discuss how to find out your personal Social Security benefits and the options […]
The vast majority of people save money to become financially secure when they retire and have no source of work income. If you want your retirement savings to produce a consistent income that beats inflation, while still meeting your risk tolerance goals, here are five time-tested investment strategies you should consider. Total return portfolio A […]
One of the only certainties in life is that nothing ever stays the same. An important skill we must master to efficiently navigate life is to expect and adapt to change. A spouse may unexpectedly pass away. You could make a fortune or lose your job and become homeless in a heartbeat. And we are […]
Entrepreneurs are currently trying to launch new kinds of car insurance companies for the self-driving cars of the future. But the very idea raises questions. Who, for instance, is liable when a car that is self-directed via algorithms and on-board cameras gets in an accident or kills someone? Traditional car insurance rates are determined by […]
Jobs, business, and consumer activities have been rapidly moving online in recent years. This trend has led to a boom in online money-making opportunities that is sustaining and continuing to grow. Here are six pragmatic ways to earn $150 per day online if you are up to the challenge. Create sponsored posts for businesses Sponsored […]
Debt is a trap that is very easy to get into. Is debt consolidation a good idea? That depends. Debt can prove challenging to get oneself out of. Whether through reckless spending habits or the gradual accumulation of debt responsibilities, too many Americans are mired in hopeless levels of debt. The general rule of thumb […]
Cruise ship risks are hard to measure but very real. An all-inclusive cruise ship package could cost you anywhere from $1,500 to $5,000 per person. However, your luxury vacation could collide with the sometimes difficult reality of actual cruise ship travel. Among the most obvious of cruise ship risks: You’ll be overcharged for everything, there […]
Social Security is a valuable resource for many Americans, providing financial support in retirement or in the event of disability. However, many people don’t fully understand how to maximize their Social Security payment. In this article, we’ll cover five steps you can take to ensure you’re getting the most out of your Social Security benefits. […]
