Many people struggle to balance their monthly budget because they assume there is no way to cut down on essential expenses. Household expenses, such as groceries, utility bills, housing costs, insurance premiums, and car driving are unavoidable, it is possible to rationalize and lower these costs. Here are five says to lower monthly expenses now. […]
The goal of personal finance strategies should be to meet your short-term and long-term financial needs well within your income, yet save a good amount for your retirement. The earlier you begin planning for it, the better. Here are some of the best personal finance strategies for 2019, all of which should prove surefire winners […]
As rent and real estate prices continue to skyrocket across major American cities, people are searching for alternatives. One such alternative is the “tiny house movement.” This is the social phenomenon of people opting to live in miniature homes that are about a quarter of the size of a full-size home. The average size of […]
The average cost to start a sole proprietor business is just about $35,000. This is a figure that can accommodate aspiring business owners who know how to make the most out of launching a small-scale franchise. Some lesser known businesses are actively looking to expand operations and raise brand awareness. They offer ongoing support and […]
Mark Twain famously said that the man who does not read has no advantage over the man who cannot read. To add more power to your personal finance strategy, it is always a prudent idea to obtain the best possible information, guidance, and inspiration from some of the best personal finance books of all time. […]
When it comes to preserving your capital while earning a reasonable return, money market accounts (MMAs) can be an attractive option. Money market accounts combine the benefits of both savings and checking accounts, offering stability, liquidity, and potentially higher interest rates. In this blog, we will explore the circumstances when it’s best to consider placing […]
The best way to save money as a consumer is to always comparison shop. However, we tend to only comparison shop for certain expenses and impulse buys. Over 80% of Americans will comparison shop for products online before buying online or in a physical store. However, there are some expenses that Americans never comparison shop […]
A golden retirement does not necessarily mean pristine beaches and luxurious villas, even though that is the stereotype image that comes to mind. Your retirement means a lot more than just money alone. Here are five secrets to a truly happy and successful retirement. More than just cash While financial security during retirement is vital, […]
Economic uncertainty has become a household concern, especially for retirees striving to stretch their savings. With rising costs and fluctuating markets, managing expenses in retirement has never been more critical. A recent study by Schroder revealed that 62% of retirees have no idea how long their savings will last, and 45% report that their expenses […]
According to a recent survey, nearly one in two Americans either has no emergency savings or an emergency fund that will last less than three months. If you are in need of fast burst of cash to meet your monthly expense obligations or pay off a troublesome creditor, you could consider one of the following […]
