Property taxes pay for municipal services such as fire and police, schools and the salaries of civil servants. How much you pay depends on numerous factors like nearby corporate tax rates and housing values. The average American pays about $3,500 in property taxes annually, a 4% increase from the year before. New Jersey homeowners pay […]
The U.S. unemployment rate is 3.6%. Its an incredible thing to consider since it’s been decades since the unemployment rate has been that low. However, instead of being celebratory news, the low unemployment rate is marred what most American workers have known for a very long time — wage stagnation has been a constant for […]
If you haven’t begun saving for retirement, you should start today. Your future depends on it. And how much money you have does not matter as much as how you save and spend it. What matters most is strategically saving as early as possible for your future retirement. It doesn’t matter how much money make […]
Most new homeowners think that their financial obligations when buying a new home ends when they sign a mortgage agreement. However, the journey to monthly mortgage payments only begins when closing costs are finalized. Closing costs are the numerous fees, expenses, and services that must be paid before a home sale is complete. A prospective […]
Merely recognizing that saving is important amounts to nothing if you cannot take the required practical steps to actually make it happen. Although it is easier said than, especially when you are living from paycheck to paycheck, saving money is the only way out of this financial stalemate. Let us help you with these five […]
It can feel unsettling to look at your retirement account and wonder if it will stretch far enough. Many older Americans share this worry, especially when they realize they may only have a decade or so before they stop working full time. The good news is that it’s rarely too late to take meaningful steps […]
If you’ve ever felt like the room was spinning when you weren’t moving, you know how unsettling vertigo can be. Sometimes it’s just a brief dizzy spell that passes quickly. Other times, it can leave you shaky, anxious, and unsure of what’s going on. Most of the time, vertigo is linked to issues in the […]
If you are planning to retire sometime in the future, you can start planning where you are going to live now. There are many small cities and towns in the United States with a lower cost of living. Keep in mind that to live a relatively comfortable retirement in these cities, you should expect to […]
The debt vs. investing question has been around for a really long time. Some people believe that paying off your debts should be your first priority, while some others believe that building a profitable investment portfolio makes more sense financially, especially if you are young. The truth is that there is no right answer to […]
Retirement brings more than freedom from the nine-to-five routine. It opens the door to explore new interests, build fresh connections, and stay mentally sharp. Many older adults find that working a few hours a week helps structure their days in meaningful ways. Small jobs can also bring a sense of purpose and connection that many […]
