Personal Finance
If you’re like most people, you want to do everything yourself. You feel confident and won’t trust anyone with your hard-earned money. While this might be a prudent approach in specific situations, there are times where it’s not worth making critical financial decisions on your own, and you need a financial advisor. Here are the […]
More people are turning to cash-out refinances because of rising real estate values. Before you unlock your home equity, however, be sure you understand the costs and tax implications. If you own a house and are feeling a bit cash-strapped, there is always the temptation to tap your home equity. Money should be spent on […]
Are you planning to move? If you are planning to move, you have many things to consider, whether you are moving across town or across the country. With fuel costs up dramatically over the past year, the costs can be sharply higher than expected in 2021. According to moving.com, the average cost of a local […]
Buying or selling a home is not easy. There are a lot of technical financial terms that your realtor and banker will use frequently. Here are 17 real estate words every buyer and seller should now before going into a deal. Starter home According to housing experts, entry-level or “starter” homes typically cost less than […]
When you do need a will? Pretty much the moment you own any assets at all, assuming you want to leave those assets behind to a loved one. According to AARP, more than 60% of Americans under the age of 72 don’t have a will. The same AARP study found that 81% of people over the […]
There is no denying the fact that Social Security is the main source of retirement income for most seniors in the country today. Data shows that social security accounts for nearly 50% of retirement income for half of the aged population in the country and nearly 90% of retirement income for 25% of the aged […]
Everyone wants to be wealthy. However, it takes dedication and sacrifice to build wealth. Being wealthy involves adjusting your financial mindset about money. You must continually view money as a tool to make more money. To achieve that, you must make your money work for you instead of continually working for money. Most importantly, generating […]
The only thing that can stop you from getting a side hustle in the 21st-century gig economy is a lack of imagination. Here are three part-time side hustles out there that can pay as much as a full-time job. Remote curriculum writer A curriculum writer is an education professional who writes lesson plans and educational […]
Debts are the worst. Money you spend on interest and paying back principal is money you can’t invest or spend on yourself. If you find yourself in a similar situation, it’s critical to take steps to pay down your debts as quickly as you can. Below are six tips that can help you pay off […]
Is a 401(k) rollover the right move for your financial game plan? Here are some key steps to start your rollover by finding the right spot for your money without incurring taxes. First, what is a 401(k) rollover? When you move money to an IRA from an old employer-sponsored plan like a 401(k), that is […]
