Personal Finance
If you are over the age of 65 you may qualify for more tax credits. For instance, many Americans can have a higher income threshold before being legally required to file taxes. And you qualify for a larger standard deduction. Here are three ways that being older comes with tax benefits that benefit only you. […]
If you pass away unexpectedly, life insurance can protect your loved ones financially. However, the type of insurance you get is just as important as the amount of coverage, if not more so. Term life insurance and whole life insurance are the two most common types of life insurance. Which one you choose is important. […]
Investing in the financial markets can be both exhilarating and daunting. However, while there are potential rewards, there are also inherent risks that can lead to losses. One critical aspect that often determines an investor’s success or failure is their ability to navigate the complex world of behavioral finance. Understanding and avoiding common behavioral finance […]
In my experience, most people do not take the time to shop around or adjust their insurance policies so that they get the most coverage for what they are willing to pay. This article offers tips for how to shop for and buy car insurance properly, get the coverage you need, and save money. Most […]
Life insurance can be compared to having fun in one way: The older that you get, the more expensive it becomes. A life insurance policy is an equation that is developed by an actuary or underwriting algorithm. In the application stage, this equation assesses your current health, potential lifespan, and financial risk for the life […]
If you are over 65, you could soon see a major boost to your tax refunds, thanks to a new $6,000 deduction in the Senate’s “One Big Beautiful Bill Act.” The Senate version of the budget bill increases the proposed deduction to $6,000 for qualifying seniors, expanding on the $4,000 bonus proposed in the house […]
If you’ve ever ordered something online and gotten a follow-up message about a shipping delay, you’re not alone. Scams are rapidly evolving in 2025, targeting unsuspecting consumers in new and sophisticated ways. A new ploy preys on tariff confusion, leaving unsuspecting shoppers frustrated and out of luck. If you’ve heard excuses like, “Your package is […]
If you think you identity has been stolen, as a first step, change your passwords. You can prevent someone from using your stolen login information by changing the passwords associated with accounts that are reportedly available on the dark web. Then, set up multi-factor authentication for every account you have that offers it. The term […]
The deadline for filing your taxes comes around every year in mid-April. And nobody who wants to leave money on the table unnecessarily. Here are five last-minute strategies to reduce your taxes this year and every year. First, talk to your HR department You should never assume when it comes to learning what kinds of […]
Car insurance is a necessary expense for anyone who owns a car. However, it can be expensive, and finding the right coverage at an affordable price can be challenging. Fortunately, there are several ways to shop for car insurance and save money. In this blog, we’ll explore how to shop for car insurance and save […]
