We are caught up in our hectic daily lives as we try to juggle our personal and professional responsibilities. With the current financially uncertain times adding to our woes, it is critical that we stay on top of things by managing our money and simplifying our finances. Whether you are a young adult embarking on […]
Category: Personal Finance
Personal Finance
What Is a Power of Attorney and Do I Need One?
A power of attorney (POA) is a legal document giving someone the authority to act on behalf of another person in specific or all legal or financial matters. This kind of document becomes important if a person is incapacitated or unable to make decisions on their own, say if they get sick or fall into […]
Do This Anytime to Earn Extra Income
Even if you are not close to retirement, many investors be looking closely at dividend-producing assets. There are many, including real estate in the form of REITs, dividend stocks and certain closed-end funds (CEFs) and exchange-traded funds (ETFs). While each has its benefits and drawbacks, all are able to produce income. You may think that […]
One Parking Spot in San Francisco Going for the Price of a House Elsewhere
The average driver in New York City pays more than $5,400 a year for parking, while the average for other major cities was between $2,000 to $3,000. Sound like a lot? Try San Francisco. A San Francisco Bay Area realtor named Bill Williams is selling a parking space in a parking garage connected to a […]
Are the Bills in Your Wallet Clean — or Contaminated?
The World Health Organization warned on March 3, 2020 that COVID-19 might be transmissible via banknote handling. According to the WHO, coronavirus particles might be able to live on cash for a few days. China’s central bank recently announced that it would sanitize its yuan notes, exposing them to high temperatures and ultraviolet light, and […]
How to Reduce Your Medical Debt
Many people ruin their lives by gambling or by taking on too much personal, credit card, or bank debt. But one of the most unmanageable types of debt you may encounter in life is medical debt. It doesn’t matter if you are young or elderly, all types of Americans are struggling with medical debt. Collectively, […]
Bill Gates On Wealth Inequality: ‘The System Isn’t Fair’
Bill Gates, currently the second-wealthiest individual in the world, says that his extreme wealth is hard proof that the economy is not fair. Gates’s net worth is estimated to be just short of $109 billion. In a blog post, Gates wrote, “The distance between top and bottom incomes in the United States is much greater than […]
12 States That Won’t Tax Your Retirement Distributions
After years of hard work and retirement, you have noticed that your retirement plan income will be subject to taxation. Retirees can extend the life of their savings, however, by moving to an area where taxes are lower. It is advantageous to pay fewer taxes, mainly if one is on a fixed income. Retirees can […]
This Sector Has More Than 900,000 Jobs Available Right Now
In October 2019, the American unemployment rate hit 3.6%. It hadn’t been that low in five decades. It’s the same today, as of January 2020, but it was a touch lower in the months between October and January, down to as low as 3.5%. Still, the devil is in the details when it comes to […]
6 Obscenely Expensive ‘Everyday’ Items for the Rich
A luxury for most everyday people is a spa day retreat, designer dinner plates, maybe building a man cave or a she shed retreat. When it comes to the 1%, well, they treat everyday items in a way that may seem like luxury to the rest of us. Here are six everyday items for rich […]










