Getting a rewards checking account is a great way to upgrade your checking experience. If you use a rewards checking account, you will generally not be charged fees for ATM withdrawals, account maintenance, or transfers. Initially, these accounts were offered by online banks, community banks and credit unions. Now many larger and regional banks are […]
There was a time when retirees could lead a comfortable life with the help of the three-legged stool of a lifetime saving — Social Security, a pension, and private savings and investment. Sadly, that is no longer the case for many. Retirees find it increasingly difficult to manage their expenses on Social Security income alone […]
Managing your small business finances is crucial. Small to medium-sized businesses need financing but they lack enough of it — to the tune of $5 trillion, according to the SME Finance Forum. This lack of accessibility to affordable financing makes it far more important for small businesses to manage their finances efficiently in order to compete […]
Is the 4 percent rule viable for retirement anymore? And if not, what should retirees do about it? For decades, the cornerstone of retirement planning has been the 4 percent rule, which states that if you only withdraw 4 percent of your funds annually, odds are that you will have enough money to last 30 […]
Building wealth can be hard, but safeguarding it can be even harder. If you run your own business or if you are in an occupation that involves a high degree of liability, it is very important for you to protect yourself. Otherwise, your assets could be at risk of seizure if you are hit with […]
Having a good credit score is crucial for financial stability and freedom. A high credit score can help you get approved for loans, credit cards, and rental applications, and can even lower your insurance premiums. Achieving a perfect credit score of 850 may be difficult, but it’s not impossible. In this blog, we’ll explore how […]
Officials within the Social Security Administration are floating the idea of raising the retirement age. Though no proposal is in play just yet, Congressional staffers are studying a rise in the age at which you can claim based on the idea that Americans are living longer. This drastic step would be undertaken in response to […]
If you are someone who is looking to get rich, the last thing you need is bad financial advice. And there plenty of personal finance myths. Unfortunately, there is a huge amount of misinformation surrounding the domain of personal finance. People can find it hard to wade through all the myths and half-lies to get […]
Finding the best auto insurance rate is a top priority for every vehicle owner. While insurance premiums can vary significantly, there are several steps you can take to secure the most favorable rates without compromising on coverage. In this blog, we will explore practical strategies that can help you obtain the best auto insurance rate […]
The prospect of renting a new apartment often comes with a whirlwind of decisions to make. Amidst the whirlwind, the question of whether to invest in renters insurance can be easily overlooked. Is it a worthwhile expense or an unnecessary burden? In this blog post, we’ll embark on a rational exploration of the significance of […]
