Knowing what to do if you receive a financial windfall is necessary to ensure that it does not get wasted. There are numerous ways one can receive a windfall, some predictable and others not so. The following steps will help you maximize your newfound funds and strengthen your financial position. Set aside the money Put […]
You may find it difficult to shop for car insurance if you do not know where to begin. It is important to note that each state sets its own laws regarding auto insurance, and quotes can vary from one provider to another. When shopping for car insurance, one sure way to ensure that you are […]
Once a person being gets so used to engaging in expensive habits, it can be hard to stop. Even if it is pointed out to them how financially wasteful their actions are in the long-term. Expensive habits are costing you money that could be better used elsewhere. The problem is that bad, expensive habits can […]
An estimated $40 billion in unclaimed public funds that someone may owe you. How to find unclaimed money isn’t that hard, either. It just not obvious to most. Often, this is money that could not be sent to its original recipient (you!) and is thus held in state coffers. If this money cannot be sent […]
Irrespective of whether you are planning to retire in 10 years, five years, three years, one year, or have already retired, getting organized, planning ahead, and controlling your finances goes a long way toward making your retirement a little less stressful. In addition, everyone’s retirement journey is completely different. Additionally to the timing of when […]
Whether to pay off your mortgage before retiring requires careful consideration. In this article, we’ll delve into the nuances of paying off your mortgage before retirement, enabling you to make an informed decision that aligns with your financial aspirations. Assessing the pros and cons of paying off your mortgage involves an evaluation of the potential […]
There are a number of threats affecting the internet today, including hacking, scamming, cybercriminals, malware, and more. As a result of the proliferation of devices, ranging from smartphones and tablets to internet-enabled appliances, we are exposed to even greater risks. But the good news is that by taking just a small handful of security measures […]
A lot of Americans will never retire. But those who do retire may commit financially consequential mistakes that could negate having a retirement fund in the first place. Refusing to downsize your current lifestyle and finances is a good way to slowly waste away your retirement. For example, downsizing from a large house to a […]
Certificates of deposit (CDs) are a low-risk investment option that allows you to earn interest on your savings. CDs are offered by banks and credit unions and come in different types that vary in terms of their interest rates, minimum deposits, and maturity dates. Here are five types of certificates of deposit that can help […]
