As a retiree, it’s integral for you to know whether your retirement income will be taxed, how much of it will be taxed, and at what rate, so that you can create a budget accordingly and live within your means. In this post, let us take a look at six types of retirement income that […]
Your credit score is one of the key factors that will have an impact on your long-term financial position. To get a perfect credit score takes diligence and some key decisions. Credit scores are used by everyone — cell phone service providers, landlords, credit card companies, insurance companies, and mortgage lenders — to determine your […]
Selling your home is an active process. It requires thoughtful planning and steps to make sure you get the best possible offer. Here are five ways to get top dollar when selling your home. Timing is everything If you want your home sale to be as successful as possible, it is important to take into […]
An employer-sponsored 401(k) plan can be a salient way to save up for retirement. Yet not everyone has access to a 401(k). Data shows that one in three US workers does not have an employer-sponsored 401(k) plan. If you are one among them, you can save up for retirement using one of the following alternative […]
If you are struggling with credit card debt, you are not alone. While being able to earn rewards from a credit card can be very beneficial, if you’re carrying a balance and paying high-interest rates all of those savings will be for nothing. There are plenty of ways for you to pay off credit card […]
An individual retirement account (IRA) can be an excellent investment vehicle to build your retirement nest egg. Correlating with this, contributing to an IRA without actually knowing how it works or what kind of advantages it offers can cause you to make mistakes that could prove to be costly down the line. In this post, […]
You should regularly review your credit report. Why? Because your credit report score has a major impact on your life, from renting a house to getting a credit card, buying insurance, getting a job, and applying for a loan. Unfortunately, many people do not review their credit report. Often, they fear that their financial situation […]
If your spouse has a poor credit score, it is unlikely to affect your own credit score in any way. However, it can certainly make it difficult for you to qualify for a joint credit card, loan, or mortgage. Moreover, your spouse’s credit problems can also lead to potential conflicts and friction at home if […]
Dealing with a late tax bill can be a stressful situation. However, it’s crucial to address it promptly and work towards a resolution with the Internal Revenue Service (IRS). While the IRS has various options available to help taxpayers settle their tax debts, understanding the process and taking proactive steps is essential. In this blog […]
