The hard reality of retirement is that most people don’t plan for it until it is too late to be implemented feasibly. Or they don’t exactingly calculate how long their retirement fund will last. About 77% of Americans do develop some kind of retirement plan. However, many don’t start saving money early enough for those […]
Individual retirement accounts (IRAs) are an excellent investment option for people who are looking to save up for retirement. Contrary to what some people think, IRAs are not just meant for adults with full-time jobs. Anyone who is younger than the age of 70½ (which includes children) and is earning an income can contribute to an […]
Finding a new job after a certain age, especially when you are in your late 50s, can prove to be quite challenging. Older workers have a lower unemployment rate than younger workers, but they also find it difficult to land new positions once they have been out of work for some time. An AARP analysis […]
The hardest part of retiring is finding a way to live comfortably in a country where inflation and the cost of living rise constantly. The average American retiree needs at least $45,000 to live comfortably in retirement. However, that estimate increases appreciably if you retiree in major and population-dense city centers. And the typical retiree […]
Until you plan everything out, planning is nothing. And while most retirees plan to retire and stop working, many end up working again. More than a third of retirees who vow to never work again end up working again post-retirement for a variety of reasons. If that sounds like it might be you, here are […]
Saving up $1000 in less than a month can seem like a daunting task, especially if you’re on a tight budget or have unexpected expenses. However, with some creativity, determination, and discipline, it’s possible to reach this goal. Here are six ways to save up $1000 in less than a month. Create a budget Start […]
Retirement is supposed to be a time of relaxation and enjoyment, but it can be stressful if you don’t have a solid retirement plan that takes into account inflation. Inflation is the increase in the cost of goods and services over time, and it can seriously impact your retirement savings. In this blog post, we […]
Timeshares are upscale vacation and recreational properties that are simultaneously owned by multiple investors. However, there is a catch. Each owner is contractually obligated to only visit and inhabit the timeshare for one week out of every year. Timeshares also get a bad reputation due to the proliferation of industry scammers. They can be questionable […]
The bane of consumerism is that people voluntarily buy things that they don’t need or want for its own sake. By some estimates nearly 80% of American consumers buy some products on an impulsive whim, products or things that they will use once or twice or regret buying moments after purchase. Consumer purchases should always […]
No such thing as a free lunch. Well, as a rule, yes. But we also know that for every rule, there are exceptions. While on one hand, we must beware of scammers trying to trick us with the lure of free government money, we must also be aware of the legit ways we can get […]
