In October 2019, the American unemployment rate hit 3.6%. It hadn’t been that low in five decades. It’s the same today, as of January 2020, but it was a touch lower in the months between October and January, down to as low as 3.5%. Still, the devil is in the details when it comes to […]
The American public is becoming more enamored with arranging home deliveries via their mobile devices than ever before. In fact, this phenomenon can be proven through the statistics connected to the second biggest sales day of the year, Black Friday. Americans spent over $7.4 billion shopping online on Black Friday in 2019. This is a […]
A luxury for most everyday people is a spa day retreat, designer dinner plates, maybe building a man cave or a she shed retreat. When it comes to the 1%, well, they treat everyday items in a way that may seem like luxury to the rest of us. Here are six everyday items for rich […]
Do you want to retire rich at age 65? What about 55? According to Carrie Schwab-Pomerantz, senior vice-president at Charles Schwab & Co., you will need 25 times the amount you expect to withdraw from your savings each year. That means that you will need to have $1,000,000 to be able to withdraw $40,000 per […]
While saving is a fruitful habit to cultivate early in your career, the last 10 to 15 years before you are set to retire are especially important. With timely retirement planning you will have a clearer idea of your financial goals and have adequate time to make any needed adjustments. Consider these six useful retirement […]
Retirement is a time of financial freedom and relaxation, but it’s also crucial to ensure a steady stream of income to sustain your lifestyle. One strategy that can help you achieve this is using covered calls. Covered calls are a popular options trading strategy that can generate additional income from your existing stock holdings. In […]
Social Security is one of the most important financial lifelines for American retirees — but it’s also one of the easiest to get wrong. A handful of avoidable mistakes can quietly shrink your monthly check, sometimes permanently. Here’s what you need to know before you file. Claiming Too Early The single biggest mistake most retirees […]
This isn’t an article about how to save money by discontinuing the daily latte to save $4.50 per day. Now, if you are struggling paycheck to paycheck, this would be helpful. However, this won’t substantially affect your savings or retirement account. But there is something you can do with that $4.50 a day to noticeably […]
In recent years, telehealth has emerged as a convenient and accessible solution for medical consultations, providing healthcare services remotely through technology. With a plethora of telehealth providers now available, choosing the right one for your needs can be overwhelming. In this blog, we’ll explore essential factors to consider when selecting a telehealth provider to ensure […]
Although many people want to believe that stocks always go up, a quick look at the historical stock market trends will show that markets also can go through prolonged phases of slowdowns and declines. In those bearish times, it makes sense to do some out of the box thinking about where to invest your money […]
