There is no denying the fact that living below your means is the first step towards achieving financial security and independence. Ask any self-made millionaire and they will tell you that they got to where they are by keeping their spending habits in check and living well below their means. Below are 17 strategies that […]
Scam artists have a lot of free time to perfect their techniques. So identity theft scams never disappear. They just get updated to be more irresistible and less easy to recognize for victims. Here are three of the latest identity scams out there trying to turn you into a victim. The personality quiz Scams artists […]
Most 21st century cars are turning into larger, drivable forms of the smartphone. Sounds unlikely? Think about the in-vehicle infotainment system. An infotainment system is a dashboard mounted hardware and software system that provides information, audio and entertainment services. A car’s infotainment system can act as a GPS device, make hands-free calls, connect to your […]
A recession is a prolonged business cycle contraction, which is typically said to occur when the economy goes through at least two quarters of negative GDP growth. Since 1948, there have been at least 12 economic recessions of varying intensity in the US, once every six years on average. Is another about to start? By […]
Constantly chasing high yields is fraught with risk, since the assets promising such returns usually have high volatility. To bring the much-needed stability to your investment portfolio, especially during times of economic uncertainty, you should consider investing in these time-tested financial assets. Here are five investments that can increase your financial stability over the long […]
A new law passed by Congress will now require your 401(k) to show you this very important piece of information: How much income to expect in retirement. The Setting Every Community Up for Retirement (SECURE) Act enact several sweeping changes to qualified retirement savings plans such as 401(k)s. One of the most significant aspects of […]
Let’s say you have a cash windfall, whether it’s from a relative that passed away, an insurance claim, or you just got lucky with the lottery. The big question is what to do with it. It’s a good problem to have! Unless you are planning on a trip to Las Vegas, any debt that you […]
Many consumers may compare thrift shop experiences to a treasure hunt adventure. However, if you aren’t careful, it could be a horror movie instead. Thrift shops contain furnishings with obsoleted chemicals, bug-infested products and other things that shouldn’t be bought secondhand on principle. Vintage clothing and accessories aside, avoid these five potentially toxic or dangerous […]
A significant number of Americans rely on their Social Security benefits as their sole or primary source of income. While that may seem like a startling statistic, it is not as bad as it may sound — depending on where you live. When it comes to Social Security and retirement, the cost of living can […]
Estate planning is a crucial aspect of securing your assets and ensuring your loved ones are taken care of after you pass away. Two primary instruments used for estate planning are trusts and wills. Although both serve similar purposes, they have distinct features that cater to different needs. In this blog, we’ll explore the key […]
