Estate planning is a crucial aspect of securing your assets and ensuring your loved ones are taken care of after you pass away. Two primary instruments used for estate planning are trusts and wills. Although both serve similar purposes, they have distinct features that cater to different needs. In this blog, we’ll explore the key […]
With today’s historic low rates, many people are thinking about refinancing their mortgages and lowering their monthly interest expenses. But is it the right time for you? Whether you need to lower your payments or pay for home improvements, here are three good reasons to refinance your home. To get a lower interest rate The best […]
The phrase, “location, location, location” usually refers to real estate transactions. It can also be used to explain the main budgeting consideration when developing a sustainable retirement plan. The cost of retiring increases incrementally every year. Relative cost of living expenses and inflation must be considered when calculating a retirment budget. And for many retirees, […]
About 10 million American homes feature an inground pool. For many Americans, installing a pool is the closest equivalent of an extravagant home feature — a sign that you “made it” in America. Yet a pool is probably the least interesting feature in a celebrity home. Some have backyard mini-mansions, experimental sinks, and mattresses that […]
The only thing that can be more expensive than attaining higher education may be the price of ignorance. Still, the cost of tuition is high. The average one-year tuition for a private college is $37,000 and $22,600 at a public college. Tuition may be a moot now since the pandemic caused the closure of most […]
Financial markets often are directly correlated to the macroeconomic, social and political factors far out of our control. Herds of investors are prone to reacting in extremes whenever these macro factors exhibit sudden change. The coronavirus shutdowns are a prime example. But the same factors — fear, panic, herd mentality — drove the declines in […]
Tsinghua University in Beijing has ascended to the number one position in the 2025-2026 U.S. News Best Global Universities rankings for computer science, marking a historic milestone for Chinese higher education. Five other institutions from mainland China and Hong Kong also secured places in the top 10, underscoring Asia’s growing dominance in the field. In […]
When’s the best time to buy or sell a home? That’s a great question. A lot depends on who you are, seller or buyer. Traditionally, the best time of year to sell a house is in the spring. There are more active buyers in the market, so you have a higher chance of selling your […]
As you approach the age of 50, it’s essential to start planning for your financial future. This includes making smart financial moves that will help you secure your finances for the years to come. Here are five financial moves that a person over 50 should make immediately. Review and update your retirement plan By the […]
There was a time when American workers could simply rely on company-run pension plans for their retirement planning. But now that employees have the freedom to call the shots when it comes to saving and investing their own money, things don’t seem that easy. Most people make a lot of mistakes while preparing for retirement, […]
