The pop-culture myth of retirement as a fun-filled stage of life and leisure and a rite of passage is just that — a myth. Retirement is really about creating a post-work lifestyle. To fund that, a retired person should have a dedicated retirement account, or several accounts, in addition to Social Security benefits, that will […]
Retirement is a time when many individuals look forward to enjoying the fruits of their labor and living comfortably without the need to work full-time. One of the key considerations in retirement planning is generating a steady stream of income to sustain one’s lifestyle throughout their golden years. While there are various investment options available, […]
Picture this: You’re scrolling through an online catalog for a new set of kitchen gadgets or a cozy recliner. Instead of pulling out your credit card, you see a tempting option to “Buy Now, Pay Later” (BNPL). Quick, easy, and budget-friendly, BNPL is no longer just a millennial trend. For many adults over 50, it’s […]
Don’t let your money stay idle in savings accounts. You can earn a steady stream of passive income with a smart financial strategy. One of the best ways to guarantee income for life is through annuities. There are number of annuity strategies available to the modern investor. Here are some of the proven annuity strategies […]
If you’ve ever reached into your pocket, only to find your wallet isn’t there, you’re not the only one. Once the panic subsides, sit down and take the following steps as soon as you can do so: Make a list of everything in your wallet While it’s still fresh in your mind, make a list […]
Americans are big on leaving behind inheritances. Every year, assets and items worth hundreds of billions are inherited. Nevertheless, some things people get in an inheritance can be more headache than their worth. Some inheritances only have sentimental value, and not financial value, or cause emotional strife. Other inheritances may require you to fill out […]
Marketing is meant to get the word out about the “latest and greatest” products, but new doesn’t always mean better. From electronics, to clothes and dining room sets, always remember, everything goes on sale eventually. Here are three ways to putting off your urge to impulse buy anything new and thus save a bundle of […]
It is always good to have a side hustle. And if there is one skill you should perfect to keep a few dollars in your pocket, it’s the side hustle of selling off secondhand goods. If you want to sell secondhand goods, research the market you sell to. The items you sell should be aesthetically […]
If you want to earn extra money with relative ease, whether it is to save up for retirement or prepare for a well-deserved vacation, one of the best things you can do is generate side income. What are the perks? For starters, you put extra money in the bank, but the main perk is that […]
Nothing excites investors like a bull market. Not only does the value of your stock holdings go up, but it also makes you feel confident about your stock-picking abilities. However, if you are not careful, the feeling of euphoria can cause you to make mistakes that can cost you heavily down the road. Here are […]
