How to Handle Social Security After Divorce

One of the challenges of planning for retirement is that an unexpected event, like divorce, can dramatically change your retirement income needs. If you were counting on your spouse’s Social Security benefits to provide some of your retirement income, what happens now that you’re divorced? Social Security law can be complicated, and you may unknowingly […]

Who Really Needs Travel Insurance?

Travel insurance usually covers you and the investment you’ve made for your trip should your travel get canceled or interrupted. Purchasing travel insurance is one way to buy yourself peace of mind when planning a trip. Most travel insurance policies will cover a combination of events such as trip interruption, travel delays, missed connections, trip […]

Emergency Fund: How Much Is Enough?

Life is full of unexpected surprises, and having a financial safety net in place is crucial to navigate through challenging times. An emergency fund acts as a financial cushion, providing stability and peace of mind during unforeseen circumstances. Let’s explore the importance of having an emergency fund and discuss how much money you should aim […]

5 Ways To Catch Up On Retirement Savings

For a happy and stress-free retirement you want a maxed-out portfolio with retirement funds, savings accounts, annuities, and other income streams. With that said, this is not something everybody can achieve in time. Many individuals start their retirement planning at a later stage in life. If you are one of these late bloomers, use the […]