Selling your home is an active process. It requires thoughtful planning and steps to make sure you get the best possible offer. Here are five ways to get top dollar when selling your home. Timing is everything If you want your home sale to be as successful as possible, it is important to take into […]
An employer-sponsored 401(k) plan can be a salient way to save up for retirement. Yet not everyone has access to a 401(k). Data shows that one in three US workers does not have an employer-sponsored 401(k) plan. If you are one among them, you can save up for retirement using one of the following alternative […]
If you are struggling with credit card debt, you are not alone. While being able to earn rewards from a credit card can be very beneficial, if you’re carrying a balance and paying high-interest rates all of those savings will be for nothing. There are plenty of ways for you to pay off credit card […]
You should regularly review your credit report. Why? Because your credit report score has a major impact on your life, from renting a house to getting a credit card, buying insurance, getting a job, and applying for a loan. Unfortunately, many people do not review their credit report. Often, they fear that their financial situation […]
An individual retirement account (IRA) can be an excellent investment vehicle to build your retirement nest egg. Correlating with this, contributing to an IRA without actually knowing how it works or what kind of advantages it offers can cause you to make mistakes that could prove to be costly down the line. In this post, […]
If your spouse has a poor credit score, it is unlikely to affect your own credit score in any way. However, it can certainly make it difficult for you to qualify for a joint credit card, loan, or mortgage. Moreover, your spouse’s credit problems can also lead to potential conflicts and friction at home if […]
Retiring with a debt hanging over your head is a scary thought for many people. You must get out of debt because your peak earning years are behind you and you are more likely to spend on medical care. The added burden of a mortgage, auto loan, personal loan, or credit cards can be too […]
Dealing with a late tax bill can be a stressful situation. However, it’s crucial to address it promptly and work towards a resolution with the Internal Revenue Service (IRS). While the IRS has various options available to help taxpayers settle their tax debts, understanding the process and taking proactive steps is essential. In this blog […]
When you borrow money today that you can’t pay back easily, you are essentially robbing your future-self of desperately needed funds. This is not judgment but a sad reality. Too many Americans depend upon the perpetuation of debt as a form of income flow. The average credit score in America is 711, which is considered […]
Beginner investors, take heed. There are only a few ways to make money in the markets but a thousand ways to lose money. Here are 10 investment mistakes to avoid. Failing to start It has been said that the most common mistake novice investors make is not starting at all. To the novice, investing seems […]
