Many Americans have difficulty putting money away as savings, whether out of habit or not knowing how to get started. Keep (or start) growing your bank balance with these four saving habits. Keep saving easy with automation If you can save with little to no effort, would you? You can use automatic transfers to move […]
Category: Real Money
5 Steps to Set and Reach Savings Goals
People don’t plan to fail, they fail to plan. There are several tips you can use with regards to setting up and reaching your savings goals when you are simply adding money into the bank. Here are five steps to consider if you want to save money for a specific purpose or simply to have […]
7 Ways to Cut Your Cost of Living Right Now
Saving money on ordinary fixed living expenses can be a challenge for many people, but it’s not impossible. With a little effort and creativity, you can reduce your monthly bills and put more money back into your wallet. Here are seven ways to save money on everyday living expenses: Track your spending The first step […]
How to Become a 401k Millionaire, According to Science
Many of us are not ready financially for retirement, yet getting to $1 million is not impossible. Most 401k millionaires got there with steady saving and investing over decades. Getting to retirement with wealth means knowing how to make sure it compounds with minimal risk. Shocking new statistics reinforce a basic truth of the world’s […]
8 Alternatives to Stocks and Bonds
When we think of investing, stocks and bonds often take center stage. These time-tested investment vehicles have long been pillars of portfolios, offering varying degrees of risk and return. However, the world of investment is far more expansive than this traditional duo. Savvy investors understand the value of diversification and are increasingly exploring alternative investment […]
3 Big Tax Breaks Retirees Often Miss Out On
Retirement can be a financial challenge, and it’s important to take advantage of all the tax breaks available to you. Here are three tax breaks that retirees often miss out on and how to make sure you get them. Medical expense deduction Retirees often miss out on the medical expense deduction because they don’t realize […]
4 Ways You’re Wasting Money — and Simple Steps to Stop It
Each month, expenses have a way of creeping up. You may not even notice right away unless you stop and take stock often. You may be wasting hundreds of dollars each month and not even know it. Here are four easy steps you can take to protect against unexpected expenses, scale back monthly costs, and […]
Do You Need Umbrella Insurance? Maybe
Umbrella insurance is a type of insurance that provides additional liability coverage beyond the limits of your existing policies, such as home, auto, or boat insurance. In the event of a lawsuit or settlement, umbrella insurance can help protect your assets and provide financial security. However, not everyone needs umbrella insurance, and it may not […]
4 Mistakes that Stop Investors from Creating Wealth
A new generation is starting to invest, potentially reorienting trillions in inherited wealth in the coming decades. To guide them toward the right path as a new investor in the market, here are four inadvertent mistakes you must avoid if your goal is to create wealth. Don’t take advice from social media On social media […]
Most Older Workers Are Forced Into Retirement: 4 Ways to Deal
According to research data compiled by Voya Financial, more than 60% of workers nearing retirement age are forced into retirement. Some employees are forced into retirement due to ageism, to make way for younger employees or due to declining personal health. Dave Bernard, now age 59, had previously planned to retire at the age of […]










