More than 5.3 million American homes were sold in 2018? And, 87% of people who sold their homes did it through a real estate agent. That means that less than 13% of people sold their home through various direct advertising methods to attract buyers — everyone else paid those fat realtor commissions. Most people trying to […]
As the baby boomers age, about 10,000 Americans retire every day, and trend that expected to last for years to come. Meanwhile, the cost of living in the United States is often very high and cruelly unattainable for many of those same retirees. Only a small percentage of retirees retire some money. Most save nothing. […]
If someone hits your car while you are driving, what should you do? It’s hard to know the right moves to protect yourself and your property. Here’s quick checklist of what to do if some hits your car while you are driving. Pull over and find safety After checking yourself and any passengers for injuries, […]
It is no secret that Americans love credit cards. Studies show that 75% of people in the country have at least one credit card and the average credit card holder has approximately $5,000 in debt. While credit cards can be extremely useful, carrying a large balance on a monthly basis is a bad idea. The […]
A couple in retirement may need over $400,000 to pay for health care costs throughout retirement. The cruel reality of life is that the older you get, the more unexpectedly expensive medical care becomes. The older you get, the more likely medical ailments and diseases will ravage your body. Yet the typical annual Medicare benefits […]
Managing multiple debts can be a difficult task, especially if you are dependent on a single source of income. Credit card debt in particular can balloon to unmanageably high levels in no time, thanks to the exorbitant interest rates charged by credit card companies. Rather than juggling multiple high-interest debts, you can consolidate everything into […]
There are roughly 700,000 hotels and more than 15 million hotel rooms throughout the world. Some have zero stars and some have five-star ratings in terms of amenities and comfort. However, the number of stars sometimes has no bearing on how well they are cleaned before you check in. It is never a good idea […]
Medicare is a federal health insurance program that provides coverage to millions of Americans who are over 65 or have certain disabilities or medical conditions. However, getting started on Medicare can be confusing and overwhelming, especially if you are not familiar with the program. In this blog post, we will discuss five important facts about […]
It has been said that those who would frivolously waste an hour don’t understand the true potential of living a full life. And those who would waste a penny are capable of wasting incalculable amounts of money. The average consumer wastes over $5,400 annually impulse buying things they don’t need or want. Keep a budget […]
Presently, millions of Americans do not know how to live debt-free. As young adults, they start with taking out student loans for their college education, often for a profession that does not pay that much. Then they add on several credit cards and end up with thousands of dollars in debt by the time they […]
