If you are approaching retirement and worried that you do not have sufficient savings, you are not alone. Data shows that 22% of Americans have less than $5,000 in retirement savings. Fortunately, there are several steps you can take to catch up on your retirement savings — even if you are in your 50s. Let’s […]
Category: Real Money
5 Habits That Build Inevitable Wealth
Building wealth is a journey that requires dedication, discipline, and strategic planning. While there are no shortcuts to becoming wealthy, cultivating certain habits can significantly improve your financial trajectory. In this blog, we will explore five essential habits that, when consistently practiced, can pave the way to inevitable wealth and long-term financial success. Habit 1: […]
5 Time-Tested Portfolio Design Strategies For Individual Investors
Investing is like wearing clothes – you need something that makes you feel comfortable, not ill at ease. When shopping for the right outfit, you look at the style, the material, the colors, and of course the cost as well. Likewise, when looking for the ideal investing strategy, you need to assess your objectives, risk […]
10-Step Plan to Start a $5,000 a Month Side Hustle
Are you looking to earn extra income to achieve your financial goals? Starting a side hustle can be a great way to make money outside of your regular job. With dedication, effort, and a well-thought-out plan, you can create a side hustle that generates $5,000 or more per month. Here are some practical steps to […]
4 Retirement Withdrawal Strategies That Work
When my father retired many years ago, I recall he received a gold watch in recognition of his years of service and a pension. In today’s society, many individuals must rely on their 401(k)s or individual retirement accounts (IRAs) to help fund their retirement. Not only that, but they also need to make informed decisions […]
7 Cars with the Best Features for Senior Drivers
There is no general rule or age limit that dictates when a person must stop driving. In some states, however, drivers may experience more license renewal scrutiny after age 70, like an eye test. Being a driver can be a closely ingrained identity, like any other long-performed practice. So, like any identity, it can be […]
4 Cities Where a Retired Couple Can Live on $40K
The concept of retirement has been always been romanticized and glorified in popular films and TV. But retirement is a post-working life financial plan. It requires planning, strategy, and dedication. One way a lot of retirees are making their retirement dollars stretch is by living abroad. While the cost of living is temptingly low in […]
New Cars Spy On Us Non-Stop. What Can You Do About It?
Most 21st century cars are turning into larger, drivable forms of the smartphone. Sounds unlikely? Think about the in-vehicle infotainment system. An infotainment system is a dashboard mounted hardware and software system that provides information, audio and entertainment services. A car’s infotainment system can act as a GPS device, make hands-free calls, connect to your […]
17 Proven Strategies for Living Below Your Means
There is no denying the fact that living below your means is the first step towards achieving financial security and independence. Ask any self-made millionaire and they will tell you that they got to where they are by keeping their spending habits in check and living well below their means. Below are 17 strategies that […]
(Updated) Identity Theft Scams to Watch For
Scam artists have a lot of free time to perfect their techniques. So identity theft scams never disappear. They just get updated to be more irresistible and less easy to recognize for victims. Here are three of the latest identity scams out there trying to turn you into a victim. The personality quiz Scams artists […]










