As interest rates continue to remain low individual investors looking to maximize yields should consider Treasury Inflation-Indexed Savings Bonds, known as “I bonds.” These instruments are only available to individuals and present an opportunity to enhance fixed-income returns. In a low-rate environment that offers few choices available for those seeking high yields, Treasury inflation-indexed savings […]
When the topic of dividends is raised, most investors tend to think of utility stocks or other stable blue-chip companies that traditionally dole out cash to their shareholders. Recently, however, an unlikely sector of the market has been reliably disbursing dividends — the technology sector. Tech stocks, flush with cash, have been returning a portion […]
Real estate investment trusts (REITs) exhibit a bond-like sensitivity to interest rates, yet have a stock-like exposure to the performance of the economy. This year has been a banner year for REIT funds, with the Nareit All Equity REIT index returning 17.8% through May vs. 12.7% for the S&P 500. Each of the following listed […]
Recently, the benchmark 10-year U.S. Treasury yield dropped below 2%, a situation that caught many economists and investors off-guard. The 10-year yield hovered around 1.98% — its lowest since 2016. Why were so many analysts so wrong in their interest rate predictions? And can we expect bonds to ever pay a sustainable income to investors?
Although interest rates have increased, income-oriented investors should include dividend stocks in addition to their existing fixed-income investments. Many companies offer relatively high dividend yields as well as the potential for enhanced overall returns. By focusing on particular sectors that may currently be out of favor, bargains can be found. The healthcare sector is currently […]
The current interest rate environment provides challenges for those investors seeking to maximize income while minimizing risk. For the past decade, a zero-interest rate environment strongly favored the stock market and made fixed-income vehicles unattractive, due to their paltry yields. Five years ago, the average yield for a one-year Treasury bill was less than 0.2% […]
Owning a home certainly has its advantages, one of which is the equity you build over time. Home equity, if utilized properly, can help you build a substantial retirement fund and create a source of passive income in retirement. That can give you a sense of financial security and allow you to spend your sunset […]
The American consumer doesn’t buy a product or idea as much as they buy a brand. Your decision to buy a particular bottle of soda, visit a certain restaurant, or visit a car dealership may have been influenced, or outright manipulated, or by advertising. Why would you buy Coca Cola or Pepsi over a generic […]
Starting a home flipping business can be an expensive and difficult proposition. After all, you are buying a large asset on the hopes of selling it shortly for more money. The average cost of home can range anywhere between $180,000 to $250,000. The home flipping shows can make it seem like a coat of paint […]
Passive income is not money for doing nothing but money from an initial effort that continues with little extra effort. Anyone can build passive income by investing in themselves to learn how others make money outside their normal careers. Creating passive income can lead to more freedom in life, early retirement or just more money, […]
